MICR Code: 144019002

Bank: Indian Bank
IFSC Code: Idib000d062
MICR Code: 144019002
Address: B/38-4410 Avtar Nagar Road Dayal Nagar 144003
City: Jalandhar
District: Jalandhar
State: Punjab

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 144019002.

  • In this case first three codes 144 is city code and it represents city Jalandhar.
  • Next three characters 019 represents bank Indian Bank.
  • Remaining characters which are 002 represents branch. In our case branch is located at address B/38-4410 Avtar Nagar Road Dayal Nagar 144003.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.