MICR Code: 632019049

Bank: Indian Bank
IFSC Code: Idib000p241
MICR Code: 632019049
Address: Perumugai Village Panchayat- Old Office, Arcot Road North Nh, Near Perumugai Bus Stop, Perumugai, Vellore Dist, Tamilnadu, Pin-632009
City: Vellore
District: Sathuvanchary
State: Tamil Nadu

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 632019049.

  • In this case first three codes 632 is city code and it represents city Vellore.
  • Next three characters 019 represents bank Indian Bank.
  • Remaining characters which are 049 represents branch. In our case branch is located at address Perumugai Village Panchayat- Old Office, Arcot Road North Nh, Near Perumugai Bus Stop, Perumugai, Vellore Dist, Tamilnadu, Pin-632009.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.