MICR Code: 631019089

Bank: Indian Bank
IFSC Code: Idib000t040
MICR Code: 631019089
Address: Gandhi Street Tiruppukuzhi Baluchettychatram ( Po) Kancheepuram 631551
City: Kancheepuram
District: Tiruppukuzhi
State: Tamil Nadu

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 631019089.

  • In this case first three codes 631 is city code and it represents city Kancheepuram.
  • Next three characters 019 represents bank Indian Bank.
  • Remaining characters which are 089 represents branch. In our case branch is located at address Gandhi Street Tiruppukuzhi Baluchettychatram ( Po) Kancheepuram 631551.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.