MICR Code: 638019092

Bank: Indian Bank
IFSC Code: Idib000v017
MICR Code: 638019092
Address: 1-F 10, Bye Pass Road Velur 638182
City: Namakkal
District: Velur
State: Tamil Nadu

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 638019092.

  • In this case first three codes 638 is city code and it represents city Namakkal.
  • Next three characters 019 represents bank Indian Bank.
  • Remaining characters which are 092 represents branch. In our case branch is located at address 1-F 10, Bye Pass Road Velur 638182.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.