MICR Code: 232019050

Bank: Indian Bank
IFSC Code: Idib000c134
MICR Code: 232019050
Address: Ward No. 11 H.N. 48, Sanjay Nagar, G.T. Road, Chandauli, Uttar Pradesh 232104
City: Chandauli
District: Chandauli
State: Uttar Pradesh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 232019050.

  • In this case first three codes 232 is city code and it represents city Chandauli.
  • Next three characters 019 represents bank Indian Bank.
  • Remaining characters which are 050 represents branch. In our case branch is located at address Ward No. 11 H.N. 48, Sanjay Nagar, G.T. Road, Chandauli, Uttar Pradesh 232104.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.