MICR Code: 201019902

Bank: Indian Bank
IFSC Code: Idib000v118
MICR Code: 201019902
Address: C 40 Upper Ground, Ten Tower Sector 15 Ghaziabad Uttarpradesh 201012
City: Ghaziabad
District: Ghaziabad
State: Uttar Pradesh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 201019902.

  • In this case first three codes 201 is city code and it represents city Ghaziabad.
  • Next three characters 019 represents bank Indian Bank.
  • Remaining characters which are 902 represents branch. In our case branch is located at address C 40 Upper Ground, Ten Tower Sector 15 Ghaziabad Uttarpradesh 201012.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.