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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Indian Overseas Bank
  4. Andhra Pradesh
  5. Chittivalasa
  6. Vishakhapatnam
  7. MICR: 535020622

MICR Code: 535020622

Bank: Indian Overseas Bank
IFSC Code: Ioba0000948
MICR Code: 535020622
Address: Rajapulova Mandal Via Chittivalasa Rajapulova Pin 531166
City: Vishakhapatnam
District: Chittivalasa
State: Andhra Pradesh

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 535020622.

  • In this case first three codes 535 is city code and it represents city Vishakhapatnam.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 622 represents branch. In our case branch is located at address Rajapulova Mandal Via Chittivalasa Rajapulova Pin 531166.

How to find micr code (for example 535020622) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.