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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Indian Overseas Bank
  4. Andhra Pradesh
  5. Srikakulam
  6. Krishna
  7. MICR: 532020002

MICR Code: 532020002

Bank: Indian Overseas Bank
IFSC Code: Ioba0000361
MICR Code: 532020002
Address: Sai Communication Centre, Womens College Road, Srikakulam Pin 532001
City: Krishna
District: Srikakulam
State: Andhra Pradesh

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 532020002.

  • In this case first three codes 532 is city code and it represents city Krishna.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 002 represents branch. In our case branch is located at address Sai Communication Centre, Womens College Road, Srikakulam Pin 532001.

How to find micr code (for example 532020002) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.