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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Indian Overseas Bank
  4. Assam
  5. Guwahati
  6. Kamrup
  7. MICR: 781020006

MICR Code: 781020006

Bank: Indian Overseas Bank
IFSC Code: Ioba0001571
MICR Code: 781020006
Address: 563, 1 St Floor, Sood Villa, Guwahati Shillong Road, Dispur Pin 781005
City: Kamrup
District: Guwahati
State: Assam

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 781020006.

  • In this case first three codes 781 is city code and it represents city Kamrup.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 006 represents branch. In our case branch is located at address 563, 1 St Floor, Sood Villa, Guwahati Shillong Road, Dispur Pin 781005.

How to find micr code (for example 781020006) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.