MICR Code: 786020202

Bank: Indian Overseas Bank
IFSC Code: Ioba0000547
MICR Code: 786020202
Address: At Road, Tinsukia Pin 786125
City: Tinsukia
District: Tinsukia
State: Assam

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 786020202.

  • In this case first three codes 786 is city code and it represents city Tinsukia.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 202 represents branch. In our case branch is located at address At Road, Tinsukia Pin 786125.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.