MICR Code: 496020051
Bank: Indian Overseas Bank |
IFSC Code: Ioba0003779 |
MICR Code: 496020051 |
Address: Plot No 628 16, Nh 43 Raigarh Road,├╜ Vill Gamhariya, Dist Jashpur 496331 |
City: Jashpur Nagar├╜├╜├╜├╜ |
District: Jashpur Nagar |
State: Chhattisgarh |
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 496020051.
- In this case first three codes 496 is city code and it represents city Jashpur Nagar├╜├╜├╜├╜.
- Next three characters 020 represents bank Indian Overseas Bank.
- Remaining characters which are 051 represents branch. In our case branch is located at address Plot No 628 16, Nh 43 Raigarh Road,├╜ Vill Gamhariya, Dist Jashpur 496331.
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details

I hope this clears doubts.