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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Indian Overseas Bank
  4. Delhi
  5. Delhi
  6. Delhi
  7. MICR: 110020094

MICR Code: 110020094

Bank: Indian Overseas Bank
IFSC Code: Ioba0001981
MICR Code: 110020094
Address: Mtnl, Minto Road, New Delhi 110001
City: Delhi
District: Delhi
State: Delhi

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 110020094.

  • In this case first three codes 110 is city code and it represents city Delhi.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 094 represents branch. In our case branch is located at address Mtnl, Minto Road, New Delhi 110001.

How to find micr code (for example 110020094) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.