MICR Code: 110020093

Bank: Indian Overseas Bank
IFSC Code: Ioba0001952
MICR Code: 110020093
Address: Plot No.7 Shri Durgaji Complex, Pocket Ii Phase I, Mayur Vihar Delhi Pin 110091
City: New Delhi
District: Mayur Vihar
State: Delhi

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 110020093.

  • In this case first three codes 110 is city code and it represents city New Delhi.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 093 represents branch. In our case branch is located at address Plot No.7 Shri Durgaji Complex, Pocket Ii Phase I, Mayur Vihar Delhi Pin 110091.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.