MICR Code: 110020119

Bank: Indian Overseas Bank
IFSC Code: Ioba0002443
MICR Code: 110020119
Address: First Floor,R S Complex A 20, Adhayapak Nagar Najafgarh Road Opp Hanuman Mandir Nangloi, Delhi 110041
City: West
District: New Delhi
State: Delhi

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 110020119.

  • In this case first three codes 110 is city code and it represents city West.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 119 represents branch. In our case branch is located at address First Floor,R S Complex A 20, Adhayapak Nagar Najafgarh Road Opp Hanuman Mandir Nangloi, Delhi 110041.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.