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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Indian Overseas Bank
  4. Gujarat
  5. Ahmedabad
  6. Ahmadabad
  7. MICR: 380020028

MICR Code: 380020028

Bank: Indian Overseas Bank
IFSC Code: Ioba0000470
MICR Code: 380020028
Address: 7 Station Road, Viramgam, Pin 382150
City: Ahmadabad
District: Ahmedabad
State: Gujarat

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 380020028.

  • In this case first three codes 380 is city code and it represents city Ahmadabad.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 028 represents branch. In our case branch is located at address 7 Station Road, Viramgam, Pin 382150.

How to find micr code (for example 380020028) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.