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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Indian Overseas Bank
  4. Gujarat
  5. Junagadh
  6. Junagadh
  7. MICR: 362020001

MICR Code: 362020001

Bank: Indian Overseas Bank
IFSC Code: Ioba0002945
MICR Code: 362020001
Address: Alaxy Apts Ground Floor, Talav Gate Road Maharshi Aravind Marg Road, Jungadh, Gujarat
City: Junagadh
District: Junagadh
State: Gujarat

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 362020001.

  • In this case first three codes 362 is city code and it represents city Junagadh.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 001 represents branch. In our case branch is located at address Alaxy Apts Ground Floor, Talav Gate Road Maharshi Aravind Marg Road, Jungadh, Gujarat.

How to find micr code (for example 362020001) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.