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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Indian Overseas Bank
  4. Gujarat
  5. Wadhwan
  6. Surendranagar
  7. MICR: 363020001

MICR Code: 363020001

Bank: Indian Overseas Bank
IFSC Code: Ioba0002899
MICR Code: 363020001
Address: Mega Central St, Bus Stand, Wadhvan Surendranagar Road, Surendranagar Dist, Gujara 363001
City: Surendranagar
District: Wadhwan
State: Gujarat

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 363020001.

  • In this case first three codes 363 is city code and it represents city Surendranagar.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 001 represents branch. In our case branch is located at address Mega Central St, Bus Stand, Wadhvan Surendranagar Road, Surendranagar Dist, Gujara 363001.

How to find micr code (for example 363020001) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.