MICR Code: 110020035

Bank: Indian Overseas Bank
IFSC Code: Ioba0001436
MICR Code: 110020035
Address: Dm 15, Dakshin Marg, Dlf Qutub Enclave, Phase Ii, Gurgaon - 122002
City: Gurgaon
District: Gurgaon
State: Haryana

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 110020035.

  • In this case first three codes 110 is city code and it represents city Gurgaon.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 035 represents branch. In our case branch is located at address Dm 15, Dakshin Marg, Dlf Qutub Enclave, Phase Ii, Gurgaon - 122002.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.