MICR Code: 110020085
Bank: Indian Overseas Bank |
IFSC Code: Ioba0001804 |
MICR Code: 110020085 |
Address: Sector 44, Apparel House, Institutional Area, Gurgaon Pin 122003 |
City: Gurgaon |
District: Gurgaon |
State: Haryana |
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 110020085.
- In this case first three codes 110 is city code and it represents city Gurgaon.
- Next three characters 020 represents bank Indian Overseas Bank.
- Remaining characters which are 085 represents branch. In our case branch is located at address Sector 44, Apparel House, Institutional Area, Gurgaon Pin 122003.
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details

I hope this clears doubts.