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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Indian Overseas Bank
  4. Himachal Pradesh
  5. Durgapur
  6. Simla
  7. MICR: 713020203

MICR Code: 713020203

Bank: Indian Overseas Bank
IFSC Code: Ioba0001847
MICR Code: 713020203
Address: Gadhuli Marriage Hall, Sec 2C, Iman Kalyan Sarani, Bidhan Nagar, Durgapur 713212
City: Simla
District: Durgapur
State: Himachal Pradesh

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 713020203.

  • In this case first three codes 713 is city code and it represents city Simla.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 203 represents branch. In our case branch is located at address Gadhuli Marriage Hall, Sec 2C, Iman Kalyan Sarani, Bidhan Nagar, Durgapur 713212.

How to find micr code (for example 713020203) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.