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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Indian Overseas Bank
  4. Jammu And Kashmir
  5. Deoli
  6. Jammu
  7. MICR: 304020201

MICR Code: 304020201

Bank: Indian Overseas Bank
IFSC Code: Ioba0002371
MICR Code: 304020201
Address: No 1 Behnd Peerbaba, Near Govt Higher Sec School, Patel Nagar, Deoli, Dist Tonk 304804
City: Jammu
District: Deoli
State: Jammu And Kashmir

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 304020201.

  • In this case first three codes 304 is city code and it represents city Jammu.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 201 represents branch. In our case branch is located at address No 1 Behnd Peerbaba, Near Govt Higher Sec School, Patel Nagar, Deoli, Dist Tonk 304804.

How to find micr code (for example 304020201) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.