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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Indian Overseas Bank
  4. Jharkhand
  5. Ranchi
  6. Ranchi
  7. MICR: 834020004

MICR Code: 834020004

Bank: Indian Overseas Bank
IFSC Code: Ioba0001563
MICR Code: 834020004
Address: Gossner College Gel Church Complex, Main Road Ranchi Pin 834001
City: Ranchi
District: Ranchi
State: Jharkhand

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 834020004.

  • In this case first three codes 834 is city code and it represents city Ranchi.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 004 represents branch. In our case branch is located at address Gossner College Gel Church Complex, Main Road Ranchi Pin 834001.

How to find micr code (for example 834020004) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.