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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Indian Overseas Bank
  4. Jharkhand
  5. Seraidhela
  6. Dhanbad
  7. MICR: 826020003

MICR Code: 826020003

Bank: Indian Overseas Bank
IFSC Code: Ioba0002344
MICR Code: 826020003
Address: Ward No 28 Main Road Saraidhela Dhanbad Jharkhand 828127
City: Dhanbad
District: Seraidhela
State: Jharkhand

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 826020003.

  • In this case first three codes 826 is city code and it represents city Dhanbad.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 003 represents branch. In our case branch is located at address Ward No 28 Main Road Saraidhela Dhanbad Jharkhand 828127.

How to find micr code (for example 826020003) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.