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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Indian Overseas Bank
  4. Karnataka
  5. Hosur
  6. Belgaum
  7. MICR: 635020405

MICR Code: 635020405

Bank: Indian Overseas Bank
IFSC Code: Ioba0000599
MICR Code: 635020405
Address: Pl 130 A, Sipcot Industricl Complex, Hosur Pin 635126
City: Belgaum
District: Hosur
State: Karnataka

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 635020405.

  • In this case first three codes 635 is city code and it represents city Belgaum.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 405 represents branch. In our case branch is located at address Pl 130 A, Sipcot Industricl Complex, Hosur Pin 635126.

How to find micr code (for example 635020405) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.