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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Indian Overseas Bank
  4. Karnataka
  5. Jalahalli
  6. Bangalore Urban
  7. MICR: 560020038

MICR Code: 560020038

Bank: Indian Overseas Bank
IFSC Code: Ioba0002310
MICR Code: 560020038
Address: No 11 Ravikirlkshkar Layout, Chikkabidarakally Tumkur Road, Bangalore 560073 Karnataka
City: Bangalore Urban
District: Jalahalli
State: Karnataka

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 560020038.

  • In this case first three codes 560 is city code and it represents city Bangalore Urban.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 038 represents branch. In our case branch is located at address No 11 Ravikirlkshkar Layout, Chikkabidarakally Tumkur Road, Bangalore 560073 Karnataka.

How to find micr code (for example 560020038) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.