MICR Code: 639020011

Bank: Indian Overseas Bank
IFSC Code: Ioba0001861
MICR Code: 639020011
Address: Municipal Complex, Azad Road, Karur, Pin 639001
City: Bellary
District: Karur
State: Karnataka

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 639020011.

  • In this case first three codes 639 is city code and it represents city Bellary.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 011 represents branch. In our case branch is located at address Municipal Complex, Azad Road, Karur, Pin 639001.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.