MICR Code: 680020202

Bank: Indian Overseas Bank
IFSC Code: Ioba0001801
MICR Code: 680020202
Address: First, Floor, Pushpakam, Complex, Temple, Road, Irinjalakuda, Pin,680121,
City: Thrissur
District: Irinjalakuda
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 680020202.

  • In this case first three codes 680 is city code and it represents city Thrissur.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 202 represents branch. In our case branch is located at address First, Floor, Pushpakam, Complex, Temple, Road, Irinjalakuda, Pin,680121,.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.