MICR Code: 639020012
| Bank: Indian Overseas Bank |
| IFSC Code: Ioba0001371 |
| MICR Code: 639020012 |
| Address: 22A South Street Via Tharangampatti Kadavoor Pin 621315 |
| City: Ernakulam |
| District: Kadavoor |
| State: Kerala |
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 639020012.
- In this case first three codes 639 is city code and it represents city Ernakulam.
- Next three characters 020 represents bank Indian Overseas Bank.
- Remaining characters which are 012 represents branch. In our case branch is located at address 22A South Street Via Tharangampatti Kadavoor Pin 621315.
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details
I hope this clears doubts.