MICR Code: 680020203
Bank: Indian Overseas Bank |
IFSC Code: Ioba0000221 |
MICR Code: 680020203 |
Address: 3 By 592 Shree Shopping Complex Main Road Bungalow Jn Karuvannur Pin 680711 |
City: Trissur |
District: Kodannur |
State: Kerala |
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 680020203.
- In this case first three codes 680 is city code and it represents city Trissur.
- Next three characters 020 represents bank Indian Overseas Bank.
- Remaining characters which are 203 represents branch. In our case branch is located at address 3 By 592 Shree Shopping Complex Main Road Bungalow Jn Karuvannur Pin 680711.
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details

I hope this clears doubts.