IFSC Code: Ioba0002799

Bank: Indian Overseas Bank
IFSC Code: Ioba0002799
MICR Code: 680020302
Address: Xvby531c, Oneiro Business Centre, Thrissur Road, Kunnamkulam 680503
City: Thrissur
District: Kunnamkulam
State: Kerala

IFSC is acronym of Indian Financial System Code. IFSC code is an alphanumeric code which is used to electronically transfer funds in India. This code uniquely identifies each bank branch participating in the two main Payment and settlement systems in India: (1.) the Real Time Gross Settlement (RTGS) and (2.) the National Electronic Fund Transfer (NEFT) systems.

The IFSC code is an 11-character code. Of which first four are alphabetic characters and last six are usually numeric but it can be alphabetic too.

First four characters represent bank name and last six characters represent branch. Eleventh character is reserved for future use.

Let's decode IFSC code Ioba0002799.

  • In our case IFSC code's first four characters Ioba represents bank Indian Overseas Bank.
  • Remaining characters which are 0002799 represents branch. In our case branch is located at address Xvby531c, Oneiro Business Centre, Thrissur Road, Kunnamkulam 680503.

The easiest way to find IFSC code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.