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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Indian Overseas Bank
  4. Kerala
  5. Ottasekharamangalam
  6. Trivandrum
  7. MICR: 695020811

MICR Code: 695020811

Bank: Indian Overseas Bank
IFSC Code: Ioba0001156
MICR Code: 695020811
Address: Sowparnika Shopping Comp, Mandapathinkadavu, Ottasekharamangal, Poozhanad 695125
City: Trivandrum
District: Ottasekharamangalam
State: Kerala

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 695020811.

  • In this case first three codes 695 is city code and it represents city Trivandrum.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 811 represents branch. In our case branch is located at address Sowparnika Shopping Comp, Mandapathinkadavu, Ottasekharamangal, Poozhanad 695125.

How to find micr code (for example 695020811) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.