MICR Code: 689020810
Bank: Indian Overseas Bank |
IFSC Code: Ioba0000644 |
MICR Code: 689020810 |
Address: Vii By 166 Thundiyil Buildings Kandanperur Kuttanadu Pin 689615 |
City: Pathanamthitta |
District: Pathanamthitta |
State: Kerala |
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 689020810.
- In this case first three codes 689 is city code and it represents city Pathanamthitta.
- Next three characters 020 represents bank Indian Overseas Bank.
- Remaining characters which are 810 represents branch. In our case branch is located at address Vii By 166 Thundiyil Buildings Kandanperur Kuttanadu Pin 689615.
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details

I hope this clears doubts.