MICR Code: 683020052

Bank: Indian Overseas Bank
IFSC Code: Ioba0000069
MICR Code: 683020052
Address: 11 By 303 U, Madaparambil Arcade, Temple Junction, M C Road, Perumbavoor Pin 683542
City: Ernakulam
District: Perumbavoor
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 683020052.

  • In this case first three codes 683 is city code and it represents city Ernakulam.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 052 represents branch. In our case branch is located at address 11 By 303 U, Madaparambil Arcade, Temple Junction, M C Road, Perumbavoor Pin 683542.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.