MICR Code: 689020252

Bank: Indian Overseas Bank
IFSC Code: Ioba0000406
MICR Code: 689020252
Address: 6236, Kulakkattuvayaul Building, Ranni Pazhavangadi, Pin 689673
City: Pathanamthitta
District: Ranni
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 689020252.

  • In this case first three codes 689 is city code and it represents city Pathanamthitta.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 252 represents branch. In our case branch is located at address 6236, Kulakkattuvayaul Building, Ranni Pazhavangadi, Pin 689673.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.