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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Indian Overseas Bank
  4. Kerala
  5. Shoranur
  6. Palakkad
  7. MICR: 679020052

MICR Code: 679020052

Bank: Indian Overseas Bank
IFSC Code: Ioba0002489
MICR Code: 679020052
Address: 13 By 7, Shoranur, Palakkad Dist, Kerala, Pin 679121
City: Palakkad
District: Shoranur
State: Kerala

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 679020052.

  • In this case first three codes 679 is city code and it represents city Palakkad.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 052 represents branch. In our case branch is located at address 13 By 7, Shoranur, Palakkad Dist, Kerala, Pin 679121.

How to find micr code (for example 679020052) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.