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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Indian Overseas Bank
  4. Kerala
  5. Thiruvananthapuram
  6. Trivandrum
  7. MICR: 695020005

MICR Code: 695020005

Bank: Indian Overseas Bank
IFSC Code: Ioba0000831
MICR Code: 695020005
Address: Plot No 7, Vrindavan Housing Colony, Medical College Road, Pattom, Thiruvananthapuram - 695004
City: Trivandrum
District: Thiruvananthapuram
State: Kerala

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 695020005.

  • In this case first three codes 695 is city code and it represents city Trivandrum.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 005 represents branch. In our case branch is located at address Plot No 7, Vrindavan Housing Colony, Medical College Road, Pattom, Thiruvananthapuram - 695004.

How to find micr code (for example 695020005) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.