MICR Code: 695020022
| Bank: Indian Overseas Bank |
| IFSC Code: Ioba0003149 |
| MICR Code: 695020022 |
| Address: Door No Tc 17 By 42 2, Ground Floor, Krishna Towers, Poojapura, Trivandrum,695012 |
| City: Thiruvananthapuram |
| District: Tiruvanantapurm |
| State: Kerala |
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 695020022.
- In this case first three codes 695 is city code and it represents city Thiruvananthapuram.
- Next three characters 020 represents bank Indian Overseas Bank.
- Remaining characters which are 022 represents branch. In our case branch is located at address Door No Tc 17 By 42 2, Ground Floor, Krishna Towers, Poojapura, Trivandrum,695012.
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details
I hope this clears doubts.