MICR Code: 673020302

Bank: Indian Overseas Bank
IFSC Code: Ioba0001455
MICR Code: 673020302
Address: 21 By 350, Shajahan Tower Narayana Nagar, Vadakara Pin 673101
City: Kozhikode
District: Vadakara
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 673020302.

  • In this case first three codes 673 is city code and it represents city Kozhikode.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 302 represents branch. In our case branch is located at address 21 By 350, Shajahan Tower Narayana Nagar, Vadakara Pin 673101.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.