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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Indian Overseas Bank
  4. Kerala
  5. Varkala
  6. Thiruvananthapuram
  7. MICR: 695020252

MICR Code: 695020252

Bank: Indian Overseas Bank
IFSC Code: Ioba0000321
MICR Code: 695020252
Address: 386 By 1, Maidanam, Varkala - 695141
City: Thiruvananthapuram
District: Varkala
State: Kerala

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 695020252.

  • In this case first three codes 695 is city code and it represents city Thiruvananthapuram.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 252 represents branch. In our case branch is located at address 386 By 1, Maidanam, Varkala - 695141.

How to find micr code (for example 695020252) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.