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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Indian Overseas Bank
  4. Madhya Pradesh
  5. Gwalior
  6. Gwalior
  7. MICR: 474020003

MICR Code: 474020003

Bank: Indian Overseas Bank
IFSC Code: Ioba0002953
MICR Code: 474020003
Address: No 882 A B Road Near Tata Mobile Tower Purani Chawani 474010 Gwalior M P
City: Gwalior
District: Gwalior
State: Madhya Pradesh

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 474020003.

  • In this case first three codes 474 is city code and it represents city Gwalior.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 003 represents branch. In our case branch is located at address No 882 A B Road Near Tata Mobile Tower Purani Chawani 474010 Gwalior M P.

How to find micr code (for example 474020003) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.