MICR Code: 411020010
Bank: Indian Overseas Bank |
IFSC Code: Ioba0001793 |
MICR Code: 411020010 |
Address: Shri Vithala Shopping Complex Opp Kpit Cummins, Shivaji Chowk Pune Hinjewadi Pin 411057 |
City: Pune |
District: Hinjawadi |
State: Maharashtra |
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 411020010.
- In this case first three codes 411 is city code and it represents city Pune.
- Next three characters 020 represents bank Indian Overseas Bank.
- Remaining characters which are 010 represents branch. In our case branch is located at address Shri Vithala Shopping Complex Opp Kpit Cummins, Shivaji Chowk Pune Hinjewadi Pin 411057.
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details

I hope this clears doubts.