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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Indian Overseas Bank
  4. Maharashtra
  5. Mumbai
  6. Greater Bombay
  7. MICR: 400020019

MICR Code: 400020019

Bank: Indian Overseas Bank
IFSC Code: Ioba0000247
MICR Code: 400020019
Address: 26 A, Harikripa, Swami Vivekananda Road, Santa Cruz West, Mumbai - 400054
City: Greater Bombay
District: Mumbai
State: Maharashtra

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400020019.

  • In this case first three codes 400 is city code and it represents city Greater Bombay.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 019 represents branch. In our case branch is located at address 26 A, Harikripa, Swami Vivekananda Road, Santa Cruz West, Mumbai - 400054.

How to find micr code (for example 400020019) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.