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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Indian Overseas Bank
  4. Puducherry
  5. Mettupalayam
  6. Pondicherry
  7. MICR: 641020054

MICR Code: 641020054

Bank: Indian Overseas Bank
IFSC Code: Ioba0002713
MICR Code: 641020054
Address: 15 By231 A B,I Floor, Sf No.195, Anna Road, Krishnapuram, Somanur, Coimbatore 641668
City: Pondicherry
District: Mettupalayam
State: Puducherry

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 641020054.

  • In this case first three codes 641 is city code and it represents city Pondicherry.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 054 represents branch. In our case branch is located at address 15 By231 A B,I Floor, Sf No.195, Anna Road, Krishnapuram, Somanur, Coimbatore 641668.

How to find micr code (for example 641020054) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.