MICR Code: 605020006

Bank: Indian Overseas Bank
IFSC Code: Ioba0001644
MICR Code: 605020006
Address: Abhishekapuram Road Abhishekapakkam Thavalakuppam Pondicherry605007
City: Pondicherry
District: Pondicherry
State: Puducherry

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 605020006.

  • In this case first three codes 605 is city code and it represents city Pondicherry.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 006 represents branch. In our case branch is located at address Abhishekapuram Road Abhishekapakkam Thavalakuppam Pondicherry605007.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.