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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Indian Overseas Bank
  4. Puducherry
  5. Tirunallar
  6. Karaikal
  7. MICR: 609020106

MICR Code: 609020106

Bank: Indian Overseas Bank
IFSC Code: Ioba0000261
MICR Code: 609020106
Address: Gr Floor, Shopping Comp Bldg North Main Road, Tirunallar Via Karaikal Pin 609607
City: Karaikal
District: Tirunallar
State: Puducherry

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 609020106.

  • In this case first three codes 609 is city code and it represents city Karaikal.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 106 represents branch. In our case branch is located at address Gr Floor, Shopping Comp Bldg North Main Road, Tirunallar Via Karaikal Pin 609607.

How to find micr code (for example 609020106) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.