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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Indian Overseas Bank
  4. Punjab
  5. Gurdaspur
  6. Gurdaspur
  7. MICR: 143020202

MICR Code: 143020202

Bank: Indian Overseas Bank
IFSC Code: Ioba0001603
MICR Code: 143020202
Address: 514 By 18, Police Lines Road, Gurdaspur 143521
City: Gurdaspur
District: Gurdaspur
State: Punjab

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 143020202.

  • In this case first three codes 143 is city code and it represents city Gurdaspur.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 202 represents branch. In our case branch is located at address 514 By 18, Police Lines Road, Gurdaspur 143521.

How to find micr code (for example 143020202) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.