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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Indian Overseas Bank
  4. Punjab
  5. Tripari Saiyadan
  6. Patiala
  7. MICR: 147020002

MICR Code: 147020002

Bank: Indian Overseas Bank
IFSC Code: Ioba0001752
MICR Code: 147020002
Address: Govt. Senior Secondary School Tripari Patiala Pin 147001
City: Patiala
District: Tripari Saiyadan
State: Punjab

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 147020002.

  • In this case first three codes 147 is city code and it represents city Patiala.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 002 represents branch. In our case branch is located at address Govt. Senior Secondary School Tripari Patiala Pin 147001.

How to find micr code (for example 147020002) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.