MICR Code: 639020014
Bank: Indian Overseas Bank |
IFSC Code: Ioba0002374 |
MICR Code: 639020014 |
Address: Sf No 748 Karur To Erode Main Road Punnamchatram Aravankurichi Taluk Karur |
City: Karur |
District: Aravakurichi |
State: Tamil Nadu |
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 639020014.
- In this case first three codes 639 is city code and it represents city Karur.
- Next three characters 020 represents bank Indian Overseas Bank.
- Remaining characters which are 014 represents branch. In our case branch is located at address Sf No 748 Karur To Erode Main Road Punnamchatram Aravankurichi Taluk Karur.
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details

I hope this clears doubts.