MICR Code: 614020105

Bank: Indian Overseas Bank
IFSC Code: Ioba0000788
MICR Code: 614020105
Address: Pattukottai Main Road, Avanam Pin 614623
City: Thanjavur
District: Avanam
State: Tamil Nadu

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 614020105.

  • In this case first three codes 614 is city code and it represents city Thanjavur.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 105 represents branch. In our case branch is located at address Pattukottai Main Road, Avanam Pin 614623.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.