MICR Code: 610020021

Bank: Indian Overseas Bank
IFSC Code: Ioba0002797
MICR Code: 610020021
Address: 3 By2 Bazaar Street, Mela Agalankan, Kodimangalam, Kuttalam Tk, Nagapattinam Dist 612701
City: Pudukkottai
District: Avoor
State: Tamil Nadu

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 610020021.

  • In this case first three codes 610 is city code and it represents city Pudukkottai.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 021 represents branch. In our case branch is located at address 3 By2 Bazaar Street, Mela Agalankan, Kodimangalam, Kuttalam Tk, Nagapattinam Dist 612701.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.